When hurricane season approaches, ensuring your family’s safety is most important. While stocking up on supplies and securing your home are critical steps, legal preparedness is just as important. Protecting yourself and your family before, during, and after a hurricane requires a proactive approach to safeguard your legal rights and interests. Here’s how you can …
There is no way to determine an average payout for car accident claims. Each case is different, and the financial recovery depends heavily on the unique facts of the claim. Even if we could determine the average uninsured motorist settlement in Alabama, it would not help you understand your case or your potential compensation amount. …
After a car accident, we rely on insurance companies to cover our losses. Depending on the language in the policy, the insurer may provide compensation for past and future medical bills, lost income, property damages, and other losses. Unfortunately, insurance companies may act in bad faith and delay, devalue, or deny your claim. If you’re …
A car insurance policy protects your financial and legal responsibilities if you’re the at-fault party in an accident. In Arkansas, it’s illegal to drive without insurance. Every motorist must carry a minimum auto liability insurance cover to operate their vehicle legally. Likewise, you must produce proof of insurance when requested by a law enforcement officer. …
If you get injured in an accident caused by a Lyft driver, you may be eligible for compensation through a Lyft accident settlement. Whether you were a passenger in a Lyft vehicle or were driving in another vehicle, you may be eligible for financial compensation. You can make a claim with the liable party’s insurance …
Progressive Insurance accident claims are necessary after one of the company’s policyholders causes an accident in a state with fault-based collision laws. If Progressive covers the driver who caused your vehicle crash, you will seek and hopefully recover compensation based on their liability policy. It would be within your best interest to speak with a …
Social media platforms have made life easier to connect with others. With roughly 2.89 billion active users each month, Facebook continues to be one of the most widely used social media platforms globally. When you file a claim to recover financial compensation after an accident, you should be highly cautious about what you put up …
If you’ve been in an accident with someone who has Allstate and they are the cause of the accident, you may need to file an Allstate insurance accident claim to recover money damages. First, however, you must understand what to expect and know the tactics insurers like Allstate use to reduce the value of your …
As a result of the financially devastating effects of car accidents, many states enforce minimum insurance requirements to protect both crash victims and at-fault drivers. Having the required auto liability coverage ensures the victim can recover compensation and the at-fault driver does not lose their home or other assets because of a mistake behind the …
Filing GEICO auto insurance accident claims may be necessary after accidents caused by the company’s policyholders. However, it is often a good idea to speak with an attorney before you contact GEICO about filing a claim to recover compensation for your losses. In general, you can give your insurer the basic facts of your accident. …
If the driver who caused your collision has insurance from Liberty Mutual, you will likely need to file an accident claim with Liberty Mutual to recover the compensation necessary to pay your bills and cover your losses. You may want to consider working with an attorney who can help you navigate this process. Insurers are …
If another driver caused your accident, you might be able to recover compensation for your injuries, losses, and expenses. If they have AAA auto coverage, this is possible by filing a AAA insurance accident claim. You should also contact your own auto insurance provider as soon as you can, regardless of liability. However, you may …
Many drivers do not have the car insurance coverage they believe they do. After a crash, one of the first things a car accident lawyer does is check to determine what insurance coverage is available to recover compensation for their client. Often, when they ask the client what coverage they have, they respond: “I have …
When you or another driver in your car has an accident, your insurer will be responsible for any injuries or property damage caused but only to the extent of your responsibility in causing the accident. Like most other states, Louisiana insurance laws follow a traditional fault-based system. This means that every driver is financially responsible …
Too often, people hurt in car accidents are so dazzled by an offer from the at-fault driver’s auto insurance company that the possibility of receiving a lump sum of money distracts them from the actual value of their losses. When they accept what is undoubtedly a low-ball offer, they end up doing both the at-fault …
Like most states, Alabama requires motorists to have minimum amounts of car insurance. So, anyone planning on driving while in the state must carry proof of car liability insurance at all times and show it to law enforcement officers when requested. Typically, the coverage is split into property damage and bodily injury coverage. Property damage caters to …
After an accident resulting in property damage or injuries, the drivers of all vehicles involved are legally expected to remain on the scene to exchange information with the other drivers involved. Among the information that drivers are required to exchange is their insurance information so that claims for compensation can be filed. However, what happens …
Insurance agents will tell you about the insurance policies they offer. They will tell you the easiest way to pay your bill. They will also tell you what minimum coverage is required in your state. But they might not tell you how important it is to opt into uninsured or underinsured (UM/UIM) coverage and other …
The last thing you want to deal with after a car accident is insurance adjusters. What happens if your insurance company calls to tell you that your car is a total loss? Most motorists are not prepared to handle this situation. You need to get back on the road, but what is the next step? …
Motor vehicle insurance is a legal requirement in Mississippi. Every motorist must carry a minimum amount of coverage and proof of this coverage when operating their vehicle. However, although this insurance is in place to protect drivers and passengers in the event of an accident, it may not be enough to cover all the losses …
Filing Esurance insurance accident claims is not a difficult process – but getting the compensation you deserve based on the facts of your crash case may be. If you begin the claims process without understanding the tricks and tactics that insurers often use, you could hurt your case and fail to protect your legal right …
A person’s license can be suspended for many reasons, including a DUI, leaving the scene of an accident, repeated moving violations, or failing to carry car insurance, just to name a few. If you’re in this position, you are probably wondering if a suspended license affects insurance. The answer is yes. You can have car …
In addition to the initial shock and pain of car accident injuries, victims often face exorbitant healthcare bills, and some cannot return to work. These financial losses can be staggering, which is why drivers are required to carry auto liability insurance that meets the legal limits. But what you don’t know about insurance can hurt …
Car insurance claims are the most common way to recover compensation after a crash. However, that does not mean they always go smoothly. Insurance companies rarely make it easy to recover fair and appropriate damages based on your claim. In Car Insurance Demystified, Part 1, we discussed filing claims based on your auto insurance policies. …
Status Update: Just got into a fender bender! Send thoughts and prayers—and a good lawyer! In today’s tech-savvy world, we tend to share everything—the good, the bad, and especially the ugly. While social media has helped advance our lives in many ways, it can potentially damage your personal injury claim. Knowing how to manage your …
There is nothing more frustrating than dealing with an insurance company. The situation is even more frustrating if you have been injured in a motor vehicle accident that was not your fault. This may even be true if you are trying to file a claim based on your own insurance coverage—namely your “full coverage” policies—following …
Have you become a victim to the massive flooding that has recently destroyed thousands of homes in Louisiana? Are you unsure as to how to begin getting your flood damage claim filed? Perhaps you are a family member or friend looking for a reliable insurance claims attorney in Baton Rouge to help out someone you …
A serious car accident can happen at any time, and it can have life-changing consequences that affect your health, well-being, and family’s financial security. According to research from Data Reports, injury crashes are becoming more common in Louisiana. There were 100 injury accidents and 1.43 fatal wrecks per 100 million miles traveled in Louisiana in …
In less than a second, car accidents can cause permanent disabilities or worse. According to the Insurance Institute for Highway Safety, there were 33,244 fatal car wrecks in the United States in 2019. Almost 700 of these were in Louisiana, which equates to 1.42 deaths per 100 million miles traveled. For those who suffered injuries …
Car insurance laws vary from state to state. Two key differences are the minimum insurance requirements and the consequences of not having valid insurance. In Louisiana, we have a “no pay, no play” law. This law is designed to encourage people to purchase the legally mandated liability insurance. According to Louisiana’s “no pay, no play” …
