If you suffered injuries in a car accident caused by an uninsured driver in Belle Chasse or Plaquemines Parish, there are still actions you may be able to take to recover damages. A Belle Chasse uninsured car accident attorney from Morris Bart, LLC, can help you review your options and seek compensation for your medical care, lost wages, and more. Call our team today at (504) 613-4771. Our initial consultations and case evaluations are always free. If we can pursue a case on your behalf, we will handle it on a contingency basis. You will not pay us any attorney’s fees unless we secure a payout in your case.
Understanding Uninsured Motorist Coverage and Other Options for Pursuing Compensation After a Belle Chasse Accident
In many cases, we can help victims of Belle Chasse car accidents caused by uninsured drivers. We can often help them recover compensation for some or all of their accident-related damages through an insurance claim based on their own uninsured/underinsured motorist (UM) insurance policy, which is the purpose of this type of policy. Under RS 22:680, Louisiana law requires insurance companies to include this type of coverage automatically when they sell an auto liability policy unless the policyholder rejects it in writing. While uninsured motorist coverage is not a requirement in Louisiana, this law makes drivers opt-out instead of opting in. According to the Louisiana Department of Insurance, the state does require all drivers to carry at least 15/30/25 auto liability coverage. This coverage includes:
- $15,000 for bodily injuries to one victim
- $30,000 for bodily injuries to all victims of an accident
- $25,000 for property damages
If you carry this type of policy and did not opt-out of UM coverage, you should have the same policy limits for your uninsured motorist coverage. In addition to filing a claim based on your UM policy, there may be other ways we can help you pursue damages based on the facts of your case. Sometimes it is possible to hold the at-fault driver liable through a personal injury lawsuit, or there may be additional at-fault parties or insurance policies to help cover your expenses.
For a free legal consultation with a Uninsured Car Accident lawyer serving Belle Chasse, call 800-537-8185
Our Car Accident Attorneys Serving Belle Chasse Are Here to Help the Victims of Uninsured Motorists
At Morris Bart, LLC, our attorneys do not believe the victims of a car accident should have to pay for their accident-related medical care and other costs out of their own pocket when they played no role in causing the accident. If you suffered injuries in an accident with an uninsured motorist in Plaquemines Parish or the New Orleans metro area, our team wants to discuss your case with you today. We might be able to help you secure evidence to support your uninsured motorist claim or take other actions to recover damages following your accident. We will fight to recover the compensation available to you based on the facts of your case and the related circumstances. Call our New Orleans office today at (504) 613-4771. A member of our Belle Chasse uninsured car accident lawyer team can review your options and help you understand your choices for pursuing the payout you need to cover your expenses.
Recoverable Damages in a Belle Chasse Uninsured Car Accident Case
The types of damages available to you and how much we may be able to recover depend on our options for pursuing a payout and the losses you experienced. We will work to help you prove the value of the damages you suffered. With a UM claim, we may be able to recover the following losses up to the limits of your policy:
- Current and future medical treatment and related care
- Current and future lost wages
- Diminished earning capacity
- Pain and suffering
- And possibly more
There may be additional damages available if we take legal action against the at-fault driver. However, this is not always an option unless they have enough assets to cover your damages. Alternatively, you may be able to file a claim with your medical insurance provider and a property damage claim based on your auto collision coverage, if available.
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There Are Time Limits on How Long You Can Wait to File Your Claim
Following a Belle Chasse car accident, victims generally have one year to file a personal injury lawsuit against the at-fault motorist under Louisiana Civil Code Article 3492. However, there may be earlier deadlines if you need to file a UM claim. Many insurance companies require policyholders to notify them of an accident and potential claim quickly following an accident. We recommend reaching out to discuss your case with us as soon as possible after your accident so we can ensure we meet this deadline, and you do not lose the opportunity.
Talk to a Belle Chasse Uninsured Car Accident Attorney Today
An uninsured car accident lawyer from Morris Bart, LLC, can help you understand your options for paying for your medical care, covering your lost wages, and getting your car repaired. We may be able to file a claim or seek a court award on your behalf, depending on the facts of your case. We can discuss your case with you today and may be able to get started right away. In addition to our New Orleans office, we have more than 15 offices across the Gulf South that allow us to serve car accident victims in Louisiana, Mississippi, Alabama, and Arkansas. If you need help seeking compensation to cover your car accident losses, we may be able to help—even if the at-fault driver was uninsured. Call (504) 613-4771 today for your free case review with a member of our team serving Belle Chasse, Louisiana.
Questions?Call 800-537-8185
to find a Morris Bart office near you.
